Public vs. private lenders
Public banks (SBI, Bank of Baroda) usually offer lower rates but need more paperwork and often collateral. Private banks and NBFCs (Avanse, HDFC Credila, Prodigy) move faster with flexible criteria.
Global Dream Bridge · Study abroad & loan guidance
Fast-Track Your Study Abroad Journey & Secure Your Education Loan.
Every profile is personally verified by an expert, matched to universities that fit your scores and budget, and supported with zero-hassle education loan assistance — honest guidance, no inflated promises.
Check My Eligibility & Loan ApprovalTakes 60 seconds · Free · No impact on credit score
Expert verification
Senior counsellors manually review every profile and document.
University matching
Shortlists based on your scores, budget and visa odds.
Zero-hassle loans
Compare SBI, HDFC Credila, Avanse & more. Collateral-free options.
Your next chapter
Choose your destination
How it works
- 1
Instant Profile & Loan Match
Answer 3 quick questions. We map your profile to suitable universities and lenders.
- 2
Dedicated Senior Concierge Assigned
A senior advisor manually reviews your file and loan feasibility.
- 3
University & Lender Finalization
Finalise your shortlist, compare sanction letters and choose the best offer.
Education loan pillars
Non-collateral up to ₹50 Lakhs
Students admitted to tier-1 universities can access unsecured loans up to ₹50 Lakhs, subject to lender assessment and co-applicant profile.
100% cost of attendance
Loans can cover tuition, living expenses, travel, insurance and study materials — the full cost of attendance.
Common questions from students
What interest rates can I expect on an education loan?
Public sector banks typically offer 8.5%–10.5% p.a., while NBFCs like HDFC Credila, Avanse and Auxilo range from 10.5%–13.5%. Girl students and premier universities often get 0.5% concessions.
Collateral vs non-collateral loans — which is right for me?
Collateral (secured) loans offer higher amounts (up to ₹1.5 Cr) and lower rates. Non-collateral loans go up to ₹50 Lakhs for tier-1 universities, depending on your university ranking, course and co-applicant income.
Will a loan help my visa success rate?
Yes. A sanctioned loan letter is strong proof of funds for UK, Canada (GIC + tuition), USA (I-20) and Australia. We pre-verify documents to reduce refusal risk.
How long does loan sanction take?
Non-collateral loans can be sanctioned in 5–10 working days; secured loans take 2–4 weeks due to property valuation.
Is your guidance really free?
Profile assessment and loan comparison are free. We are paid by partner lenders only when a loan is disbursed — never by you.
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